How long does an accident stay on your insurance?

Another common concern people have after a car accident in Atlanta is, “How long will it stay on my insurance?” Being the cause of an accident can mean paying a higher insurance premium, which is something that all drivers would like to avoid.

The answer is going to depend on which insurance company you use and what their internal procedures are. It’s also going to depend on the regulations of that state. In our state of Georgia, an accident will stay on your record for seven years.

This is only in cases where you are at fault for the accident. If you are involved in an accident but you are not found to be at fault, then it should not be on your record with the insurance company at all. If you have any further questions, please give us a call at 1-844-428-4529. That is 844-HAUG LAW. We look forward to speaking with you.